Wealth Planning for Affluent Investors and Families
Local Financial Guidance from an Experienced Financial Advisor
Managing your wealth involves far more than managing an investment portfolio. It begins with developing a comprehensive understanding of who you are and the financial forces at work in your family’s life. As your local financial advisor, I am able to not only personally serve your complex financial needs but also help you understand how changing tax laws, estate planning decisions, and investment selection may impact you and your family’s legacy.
Family-Focused Wealth Management
Wealthy families like yours face unique life challenges that the typical wealth management process may not address appropriately. That’s why I specialize in educating my clients on a variety of financial topics, such as the importance of establishing trusts, shifting tax laws that may impact your estate and legacy plans, savings in your youth, and memorializing your family. This also involves getting to know your beneficiaries so we can develop an ongoing wealth management plan that involves each generation.
Consolidating Your Assets
Affluent investors and families often create similar investment accounts at different institutions, thinking that may be an effective strategy to reduce their risk. Doing this, however, may counteract the very idea behind diversification, as it can create confusion when attempting to keep track of your assets. Consolidating your assets under a local, experienced financial advisor can potentially provide you with lower costs, streamlined administration, and the likelihood your investment efforts won’t be reproduced. Using Stifel’s robust planning capabilities, I will also analyze your particular investing behaviors, individual preferences, and the asset classes that align with your risk tolerance.
Estate and Tax Planning Reviews
Customized for families, Stifel’s estate and tax planning professionals can review your existing estate planning documents and tax returns, identifying areas for consideration and discussion with your legal and tax professionals that may reduce federal estate taxes, probate fees, and other tax liability. Discussion points may also involve your plan for transferring your estate to your intended heirs and establishing beneficiary designations. Stifel’s estate and tax planning professionals are available to work with your attorney, CPA, trust officer, and Stifel Financial Advisor to help ensure that all of your planning is in order.
These are just a few things that you should consider – there are many more. Your unique situation will determine the full scope of the plan you’ll need.
For nearly four decades, I have provided targeted, personalized, family-focused services to affluent investors like you. I take a holistic approach to serving these individuals and their families and develop tailored strategies designed to grow, preserve, and transfer their wealth. I welcome the opportunity to serve you.
Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (collectively Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Neither Stifel Trust Companies nor affiliated companies provide legal or tax advice.
Stifel does not provide legal or tax advice. You should consult with your legal and tax advisors regarding your particular situation.
Stifel does not provide legal or tax advice. You should consult with your legal and tax advisors regarding your particular situation.